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PactTab
Zero email • Zero phone numbers • 100% Private

Split expenses & chat with friends in closed circles.

For trips, flatmates, and dinners. No account verification, no contacts uploaded, and no tracking. Create a group, share a link, and settle up in seconds.

Free forever • No credit cards • 10-second setup

🌴

Goa Road Trip 2026

Live
@mayaM
@arjunA
@rohitR

3 members • @maya (admin), @arjun, @rohit

Total Spent₹4,850.00
Beach Shack Seafood
Paid by @maya • Split equally
₹1,800
Suggested Settle
@arjun pays @maya
₹600.00
A

@arjun: Sent ₹600 via UPI @maya! Let’s head to dinner 🍕

Just now
Zero Personal Data
Sign up with only a handle and password. No email verification, no phone number harvesting, and zero third-party trackers.
Optimal Balances
Record shared bills and let the algorithm calculate net balances and minimum debt settlement transfers automatically.
Real-Time Chat & @Mentions
Discuss plans, tag group members with autocomplete @mentions, and see financial updates live via WebSockets.